He earns an unlimited 1% money back on all purchases. On-time payments increase the cash back to a total of 1.25% that month. Earn 5% cash back on hotels and rental cars booked through Capital One Travel.
Positive points | Negative points |
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No foreign transaction fees | No welcome gift |
No annual fee | No differentials |
The card offers a mobile app and online banking services, Eno, the personal assistant, and identity and credit monitoring, among other extras. The Journey Student Rewards card's benefits package offers a diluted resemblance of those that come with Capital One's best cards.
The Bank of America Travel Rewards for Students offers students a decent card, even being so thoughtful as to offer a welcome bonus: 25,000 online bonus points after making at least $1,000 in purchases in the first 90 days of account opening.
Benefits | |
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Coverage
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Fraud Coverage |
Services
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Emergency Card Services |
CreditWise
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Monitor your credit profile with the CreditWise application |
APR
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Variable APR |
Earning Rewards
The card earns cash back rewards of 1% unlimited cash back on all purchases. On-time payments increase cash back to a total of 1.25% that month. Earn 5% cash back on hotels and car rentals booked through Capital One Travel and credited in two billing cycles. Rewards expire with account closure, but have no expiration date. Click the button below and apply for your card:
I Want My CardRedeeming Rewards
Redeeming rewards with Capital One Journey requires meeting a minimum rewards redemption threshold. Redemptions can also be made automatically on a set schedule each year. Rewards can be redeemed as credits or statement checks. Redemptions can be automated at a specific limit starting at $25 or on an annual schedule. You can also redeem your rewards for travel through capitalonetravel.com.
Is the Capital One Journey Student Rewards Credit Card for you?
If you are a student looking for your first card, this can be a great card if used with caution, offers good benefits and can increase your credit score in the market. Click the button below and apply for your card:
I Want My Card