With no frills, rewards or other embellishments that have defined the credit card space, there is only one reason to get the US Bank Visa Platinum card: it comes with an initial 0% APR on purchases and balance transfers for 18 billing cycles, followed by a variable APR of 18.74% - 28.74%. A balance transfer fee of 3% or $5, whichever is greater, applies.
| Positive Points | Negative Points |
|---|---|
| No penalty APR | Applicable balance transfer fee |
| Long 0% APR introduction period | No rewards program |
If you want to finance a large purchase or pay off some existing debt, this card will give you plenty of time to do so. Normally, you won't find a card with a long APR offer of 0% on purchases and balance transfers. This makes the US Bank Visa® Platinum Card offer a standout and, again, is the card's biggest selling point.
Be aware that with this card, you will have to pay a balance transfer fee if you choose to transfer debt from another card. 3% of the amount of each transfer or at least $5, whichever is greater.
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|---|---|
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Flag
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Visa |
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TransUnion
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Access your TransUnion credit score for free |
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Payment
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Choose your payment due date |
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Protection
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Cell phone protection coverage |
Cell Phone Protection
Pay your monthly cell phone bill with the US Bank Platinum Visa and get damage or theft coverage up to $600, with a $25 deductible, for up to two claims ($1,200) per 12-month period. Click the button below to learn more:
I Want My CardFree credit score
When you sign up for online banking, you will receive your credit score for free from TransUnion and will be alerted whenever there is a major change in your score.
Is this card for you?
The US Bank Platinum Visa Card offers a generous amount of time to pay off existing debts or a large purchase, making it very easy to pay your bills, plus many other benefits. Go to the link below and apply for your card:
I Want My Card
