US Bank Visa Platinum Card

US Bank Visa Platinum Card

With no frills, rewards or other embellishments that have defined the credit card space, there is only one reason to get the US Bank Visa Platinum card: it comes with an initial 0% APR on purchases and balance transfers for 18 billing cycles, followed by a variable APR of 18.74% - 28.74%. A balance transfer fee of 3% or $5, whichever is greater, applies.

Positive Points Negative Points
No penalty APR Applicable balance transfer fee
Long 0% APR introduction period No rewards program

If you want to finance a large purchase or pay off some existing debt, this card will give you plenty of time to do so. Normally, you won't find a card with a long APR offer of 0% on purchases and balance transfers. This makes the US Bank Visa® Platinum Card offer a standout and, again, is the card's biggest selling point.

Be aware that with this card, you will have to pay a balance transfer fee if you choose to transfer debt from another card. 3% of the amount of each transfer or at least $5, whichever is greater.

Access your TransUnion credit score for free
Choose your payment due date
Cell phone protection coverage

Cell Phone Protection

Pay your monthly cell phone bill with the US Bank Platinum Visa and get damage or theft coverage up to $600, with a $25 deductible, for up to two claims ($1,200) per 12-month period. Click the button below to learn more:

I Want My Card

Free credit score

When you sign up for online banking, you will receive your credit score for free from TransUnion and will be alerted whenever there is a major change in your score.

Is this card for you?

The US Bank Platinum Visa Card offers a generous amount of time to pay off existing debts or a large purchase, making it very easy to pay your bills, plus many other benefits. Go to the link below and apply for your card:

I Want My Card

By Jorge Castillo

Jorge Castillo is a 47-year-old man with extensive experience in the world of finance. He has worked in several large companies throughout his career and has been responsible for managing large budgets and financial projects.

Related Articles