Currently offering 0% interest per annum on purchases in the first 12 months for new cards, Bank of Melbourne No-annuity Credit Card can be a good option for cardholders looking to reduce card costs, especially on purchases.
| Positive points | Negative points |
|---|---|
| Low interest rate | You must be over 18 years old |
| Comes with card purchase cover and card refund cover | Proof of Income |
Offer or no offer, this is a good low-cost card to keep in your wallet. You won't pay any annual fee on the card, plus you can add up to three additional cards to the account at no extra charge.
If you want family members to have access to credit using your account, this helps simplify things with one credit card account to keep track of and one payment to be made each month.
| Benefits | |
|---|---|
|
Days
|
Up to 55 days interest free |
|
Annual fee
|
No annual fee |
|
Eligible
|
Eligible with Apple Pay, Google Pay, and Samsung Pay |
|
Card
|
Additional cards |
Additional Cards
One of the benefits offered by the Credit Card is the additional card. This option is given to the cardholder and can also be made available to children, wife, husband, parents, or siblings. The additional card comes in the name of the person who will use it, who will be free to make purchases without having to ask the cardholder for authorization. Click the button below to apply for your card:
I Want My CardNo-Annuity Credit Card
The interest-free period is the maximum number of days during which no interest is charged on new purchases. If your account has an interest-free period for purchases, to be eligible for this interest-free period, you will need to pay the "monthly payment balance" listed on your account statement (not the total ending balance) by the due date of the relevant payment.
No Annual Fee
It is impressive that there are no annual fees on this credit card. Having a no annual fee credit card can be beneficial in many ways and can help you save money on fees because you won't have to worry about the added cost of an annual fee. Click the button below to apply for your card:
I Want My Card
