Today, the ease of borrowing with a few clicks on the platforms of banks, fintechs, and finance companies can be advantageous for those in debt.
However, without planning and financial control, the measure can leave you sunk in more debt. Therefore, before applying for personal credit, it is necessary to evaluate some aspects in order not to get involved.
The ideal scenario would be to never apply for personal credit or to have an emergency reserve to deal with unforeseen situations.
Positive Points | Negative Points |
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The institution offers one of the fastest disbursements in the industry | Copy of bank statement for at least 3 months |
Up to 60 months to pay off your installments | Copies of the basic service form for at least 60 days |
However, for some people there is no other alternative but to borrow money. With no money and the bills that keep coming in, many people may turn to personal loans.
However, despite the delicate situation, it is essential to make a diagnosis of your financial life. Put all the money you receive and your expenses on the tip of the pencil.
The second point is to try to reduce expenses as much as possible, renegotiate the amount of rent and talk to suppliers to get a longer term or establish an agreement that is reasonable for both parties.
It is very practical to open your bank's application and apply for a personal loan. However, there is a huge difference between the interest rates charged by financial institutions, so it is worth researching and comparing each one of them before hiring.
BCU is an institution that guarantees security, credibility and agility in its personal loan service, without bureaucracy and unique benefits.
Benefits | |
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Interest Rates
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The most affordable interest rates in the personal loan segment |
Approval rate
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One of the highest approval rates |
No paperwork
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No bureaucracy when it comes to applying for a loan |
Payment terms
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Payment terms of up to 60 months |
In this article we will show you some of these benefits and why this institution will be your best option.
Fast approval
BCU has one of the fastest loan approvals on the market; in just 24 hours, on a business day, your money will be in your checking account as soon as it is approved.
These and other benefits can be enjoyed by you, click the button below to see more.
I Want My LoanNo fees
The institution guarantees that there are no additional fees to be charged on your installments or even the total amount of your loan.
Extended terms
The institution offers the applicants one of the longest terms, being possible to pay your debt in up to 60 months.
These and other concessions you can obtain by clicking on the button below.
I Want My Loan