The loan is the most common way people use to get credit. But unlike financing, it is not necessary to have a specific purpose for using the money.
Since the bank doesn't interfere in the purpose of the loan, you can do with it whatever you want, everything depends exclusively on your personal plans.
During the negotiation with a representative of the institution, it is common for him/her to ask about the reason for the loan. This usually occurs when the loan is for a larger amount.
| Positive Points | Negative Points |
|---|---|
| The payment terms are the longest in the market | Must have an account with the institution |
| Responses on the loan are usually very fast | A credit analysis is required to apply for a loan |
The personal loan is known to be a credit modality with little bureaucracy, since it doesn't require complex documentation and counts on a quick release of the money, so this is one of its main advantages.
The consumer's personal data, such as full name, address, document number, and the like, are used by the lenders from the simulation process to the granting of the money.
Therefore, in case of incorrect or outdated information, the application can be refused or left pending. In addition, it is not necessary to offer any asset as a guarantee of payment, as happens in the refinancing of real estate, for example.
Another point considered advantageous is that the consumer can use the money in the way he/she prefers and, therefore, it is not necessary to render accounts to the institution.
Another factor that can impact the approval of a personal credit application is the applicant's available income.
This is because those who have debts that compromise more than 30% of their monthly income may face difficulties in obtaining the requested amount, since there is the likelihood that the institution considers that the consumer in question will not be able to afford the amount of the installments, leading him/her to default.
| Benefits | |
|---|---|
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Service network
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It has a wide network of physical and digital services |
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Ease of ordering
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Has one of the easiest loan applications in the market, both digital and in-branch |
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No hidden fees
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No hidden fees for applying for the loan |
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Approval
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High loan approval rate |
So get to know a little more about BHG Money Personal Loan, find out how to apply for it, its terms, values and conditions.
Market performance
BHG Money Personal Loan has more than 20 years of performance in the release of credit in the country. This brings security for those seeking an institution with numerous advantages. Take advantage and request your loan by clicking on the button.
I Want My LoanApproval
The approval of the BHG Money Personal Loan takes a maximum of 24 hours. The loan is released almost immediately after approval.
Values
BHG Money personal loan amounts are one of the highest in the country. Through it it is possible to request up to US$200,000, one of the highest amounts for this line of credit in the country. So if you need money quickly and safely, click on the button below.
I Want My Loan
