You are looking for a credit card for your needs and want to make sure you get the best deal. You have come to the right place. In this article we will give you a list of the best credit cards of the moment.
1. US Bank Visa Platinum Card
If you are looking for the longest possible way to pay off a large purchase or settle existing debts, the US Bank Visa Platinum Card is one of the best options you will find.
| Benefits | |
|---|---|
|
Flag
|
Visa |
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TransUnion
|
Access your TransUnion credit score for free |
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Payment
|
Choose your payment due date |
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Protection
|
Cell phone protection coverage |
2. Citi Premier Mastercard Credit Card
The Citi Premier Card offers bonus rewards in popular spending categories, so it can be a good everyday credit card.
| Benefits | |
|---|---|
|
Groceries and gas
|
Grocery and gas rewards |
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Flexible travel
|
Flexible travel rewards points |
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Savings
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Annual Hotel Savings |
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No fee
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No foreign transaction fee |
3. X1 Credit Card Visa Signature
The X1 card is an A+ rewards card for anyone with a solid income but a poor credit score. With no annual fee and a generous earning structure, this 17-gram piece of stainless steel may be the only card you need.
| Benefits | |
|---|---|
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Limit
|
Up to 5X higher limits |
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Points
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Points redeemable for travel |
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Cards
|
Disposable Virtual Cards |
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Protection
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Cell Phone Protection |
4. Avant Mastercard Credit Card
The Avant Credit Card is not the only game in town when it comes to credit cards more or less. But it has a few things going for it that you may not find in other options.
| Benefits | |
|---|---|
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Advantages
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Several benefits and advantages |
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Online
|
100% online application process |
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Service
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24-hour customer service |
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Card Flag
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Mastercard |
5. Southwest Rapid Rewards Plus Credit Card
The Southwest Rapid Rewards Plus credit card is Southwest's basic credit card. Despite the reasonable annual fee of $69, this card offers solid travel protections as well as an anniversary point bonus that can offset more than half the annual fee.
| Benefits | |
|---|---|
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Fee
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No change fees or booking fees |
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Bonus
|
Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months |
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Points
|
3,000 anniversary points every year |
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EarlyBird
|
2 EarlyBird Check-Ins every year |
6. CIBC US Dollar Aventura Gold Visa Credit Card
With the CIBC US Dollar Aventura Gold Visa you will earn an Aventura Point for every two dollars spent with your card and pay no currency conversion fees, as your account balance is held in US dollars.
| Benefits | |
|---|---|
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Rewards
|
Earn 1 point for every $1 spent on travel |
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No fees
|
No currency conversion fees |
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Guaranteed
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Purchase Guarantee |
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Extended
|
Extended Warranty |
7. Capital One Journey Student Rewards Credit Card
This can be an excellent first card for students just starting out in the credit market, as long as they have the necessary knowledge to use it in the right way.
| Benefits | |
|---|---|
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APR
|
Variable APR |
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Coverage
|
Fraud Coverage |
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Services
|
Emergency Card Services |
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CreditWise
|
Monitor your credit profile with the CreditWise application |
8. MBNA Rewards Platinum Plus Mastercard Credit Card
The MBNA Rewards Platinum Plus Mastercard is a simple card that offers accelerated rewards accrual on common purchases for the average consumer, as well as a solid flat rate on everything else and an annual fee waiver.
| Benefits | |
|---|---|
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Points
|
Earn 4 points per $1 |
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Rewards
|
Flexible rewards |
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Rate
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No annual fee |
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Plan
|
MBNA payment plan |
9. RBC ION+ Visa Credit Card
Royal Bank of Canada's new Visa RBC ION+ card is great for earning Avion points while paying low monthly fees.
| Benefits | |
|---|---|
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Avion
|
Earn 1x Avion point for every $1 spent elsewhere |
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Bonus
|
Welcome Bonus |
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Points
|
Earn Avion Points |
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Insurance
|
Secure for mobile devices |
10. Chase Sapphire Reserve Visa Infinite Credit Card
If the Olympics had a travel card category, the Chase Sapphire Reserve would be on the podium. Not only does this card offer highly flexible rewards, but it offers a robust rewards program, a powerful $300 travel credit.
| Benefits | |
|---|---|
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Points
|
Get 50% more value when you redeem points for travel through Chase |
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Transfer
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Transfer points to valuable airline and hotel partners |
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Points
|
Transfer points to valuable airline and hotel partners |
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Bonus
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60,000 bonus points after spending $4,000 on purchases in the first 3 months |
11. Delta SkyMiles Gold American Express Credit Card
The Delta SkyMiles Gold American Express card is a mid-range credit card from the Delta Air Lines brand. When flying with Delta and make this card a valuable addition to your wallet.
| Benefits | |
|---|---|
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Bonus
|
Welcome bonus |
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Credit
|
Earn $100 in Delta flight credit |
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Save
|
Save 20% on purchases onboard Delta when you use your card |
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Variety
|
Wide variety of airline partners |
12. Discover it Student Cash Back Credit Card
The Discover it Student Cash Back card has several excellent advantages.
| Benefits | |
|---|---|
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Text alerts
|
Receive notifications when account is updated |
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Application
|
Mobile Application |
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FICO Scores
|
Cardholders have access to free FICO Scores |
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Bonus
|
Welcome bonus |
13. Hilton Honors American Express Surpass Credit Card
The Hilton Surpass is an attractive mid-range credit card for the traveler who prefers Hilton brand hotels, offering many benefits for a modest annual fee. It is one of three Hilton-branded credit cards offered by American Express.
| Benefits | |
|---|---|
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Insurance
|
Loss Insurance |
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Damage
|
Rental Damage Insurance |
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Luggage
|
Baggage Insurance |
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Bonus
|
130,000 bonus points |
14. Flipkart Axis Bank Credit Card
This card has several welcome benefits and you can realize your fee for the card in the first year just by using these welcome benefits.
| Benefits | |
|---|---|
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Cashback
|
Earn cashback |
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Insurance
|
Free insurance |
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Concierge
|
Personal Concierge available 24 hours a day |
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Digital Gift Certificate
|
Minimum $200 digital gift certificate |
15. Capital One Spark Cash Plus Credit Card
The Capital One Spark Cash Plus Credit Card is a strong option for entrepreneurs with strong credit.
| Benefits | |
|---|---|
|
Rate
|
No foreign transaction fees |
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Welcome offer
|
Up to a $1,000 cash bonus |
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Annual bonus
|
200 cash bonus |
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Protections
|
Purchase Protection |
16. US Bank Cash+ Visa Secured Credit Card
The US Bank Cash+ Visa Secured Card is a solid option among cards designed for those looking to build or rebuild their credit. It offers generous cash-back rewards–notable for a secured card.
| Benefits | |
|---|---|
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Expiration
|
Choose your payment due date |
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Refund
|
Get a 5% refund on your first $2,000 |
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Reports
|
Reports for all three major credit bureaus |
|
Flag
|
Visa |
17. Platinum Rewards Visa Signature Credit Card
The Platinum Rewards Visa Signature Credit Card offers great rewards in most areas of household spending. Cardholders earn 5 points per dollar for gasoline purchases at pumps and electric vehicle charging stations.
| Benefits | |
|---|---|
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No fees
|
No foreign transaction fees |
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Welcome
|
Welcome bonus |
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Rewards
|
Redeeming rewards |
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Concierge
|
24/7 Concierge |
18. Bank of Melbourne No-annuity Credit Card
With no annual fee, the card keeps costs down while you work to clear your balance, and offers functional features that make it a great low-cost card for everyday life.
| Benefits | |
|---|---|
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Days
|
Up to 55 days interest free |
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Annual fee
|
No annual fee |
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Eligible
|
Eligible with Apple Pay, Google Pay, and Samsung Pay |
|
Card
|
Additional cards |
19. Citi Double Cash Credit Card
Citi Double Cash costs nothing to have in your purse or wallet. There is never an annual fee on the card, which means you don't have to worry about whether you're getting enough from the card to justify the cost - it costs zero just to have it.
| Benefits | |
|---|---|
|
Flag
|
Mastercard |
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Convenience
|
For day-to-day use |
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Online
|
100% online application |
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Rate
|
No annual fee |
20. Bank of Sydney Platinum Mastercard Credit Card
By allowing cardholders to earn cash rewards on their daily spending, the Bank of Sydney Platinum Mastercard offers an attractive alternative to the traditional rewards card.
| Benefits | |
|---|---|
|
Rewards
|
Rewards available through Bank of Sydney Cashback Rewards |
|
Shopping
|
6.99 PA on purchases for 6 months then 18.49 PA |
|
Travel
|
National Travel Insurance |
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Cards
|
Free add-on cards |